| Fee for non-maintenance of minimum balance |
| Current Account |
BHD 3 p.m. |
| Express Savers(1,2) |
BHD 1 p.m. |
| Save Wave(2) |
Nil |
| Al Mumayaz |
Nil interest if balance is below minimum or >3 withdrawals p.m. |
| Call Account |
Nil interest if balance is below minimum. Fee of BHD 5p.m. |
| Fixed Deposit - Early Withdrawals |
BHD 10 plus cost of fund as determined by Treasury. |
|
| Save Wave |
| Administration charge |
BHD 0.850 semiannually |
|
| Issuance of draft/Manager’s cheque |
| Demand Draft / Manager's Cheque |
BHD 3 |
| Cancellation of Demand Draft / Manager's Cheque (excluding correspondent bank charges) |
BHD 5 |
|
|
| Wire (Swift) Transfer |
|
| Within Bahrain (in BHD) |
BHD 5 |
| Within GCC (in Gulf Currency) |
BHD 5 |
| Foreign Currency |
BHD 7 |
|
|
| Inward Remittance |
Paid in BHD cash
|
BHD 3 |
| Paid in Foreign Currency cash |
1% (min BHD 5) |
| To A/c in same currency |
Free |
| To A/c with other local bank in BHD |
BHD 5 |
| To A/c with other bank in Foreign Currency |
1% (min BHD 5 max BHD 25 plus Swift charges) |
|
|
| Foreign Currency |
Foreign currency cash deposit
|
0.50% |
| Foreign currency cash withdrawal |
1% (min BHD 5) |
|
|
| Standing Order |
Transfer within NBB
|
BHD 1 |
| Transfer to other bank in Bahrain through Manager’s cheque or draft |
BHD 3 |
| Standing Order not executed due to |
|
| Insufficient funds |
BHD 5 |
| Amendment/Cancellation Fees |
BHD 2 |
|
|
| ATM/Debit Card |
Issuance of first ATM Card
|
Free |
| Issuance of supplementary or replacement card |
BHD 3 |
| BENEFIT Switch ATMs |
BHD 0.200 per transaction |
| GCCNET ATMs |
BHD 1 per transaction |
| International Transactions (POS/ATMs) |
BHD 2 per transaction |
|
|
| Cheques |
Issuance of first cheque book
|
Free |
Issuance of 50 leaf cheque book
|
BHD 5 |
Mailing of uncollected cheque book
|
BHD 2 |
Stop Payment
|
BHD 10 per cheque |
Counter Cheque
|
BHD 2 per leaf |
Returned Cheque
|
BHD 10 for insufficient funds /
BHD 5 for other reasons |
Cheque Purchase
|
BHD 3 per cheque |
Special Clearing
|
BHD 3 per cheque |
|
|
| Traveller’s Cheque : |
|
| Issuance (in USD) |
Free |
| Issuance (in Other Currencies) |
1% |
| Collection |
BHD 1 per cheque |
|
|
| Service Charges on Credit Services(3) |
|
|
| Personal Loans |
|
|
| Loan handling and processing charges |
0.385 per mille per month (min BHD 175) |
| Insurance Fees |
1.22% |
| Exception processing charges |
BHD 20 per exception |
| Pre-Payment through loan from other bank |
1% (or BHD 100 whichever is lower) |
| Pre-Payment through coverstion to another loan with NBB (for AlBaseet loans only) |
0.75% of the outstanding amount |
| Cancellation/pre-payment through self deposit (partial/full) |
1% (or BHD 100 whichever is lower) |
| Rescheduling |
BHD 30 per month |
| Late payment |
BHD 15 p.m. |
| Issuance of loan Balance/Release Certificate |
BHD10 |
| Mortgage Loan Processing fee |
1% of loan amount (Min BHD500) |
| Pre-payment of Mortgage Loan |
0.75% (or BHD200 whichever is lower) |
| FlexiCredit: (new/renewal/limit change) |
BHD 30 p.a. |
| FlexiCredit: Insurance fee |
BHD 0.550 p.m. / per 1000
(min BHD 50 p.a.) |
| Release of Fixed Deposit under Lien |
Free |
| Overdraft: (new/renewal/limit change) |
Between BHD 150 to 0.25% of limit
(minimum BHD 500) depending on limit |
|
| Miscellaneous Charges |
Counting Coins
|
BHD 1 / Bag |
Cash withdrawal < BHD 500 over the counter
|
BHD 1 |
Account closure within 6 months
|
BHD 5 |
Duplicate Fixed Deposit Advice
|
BHD 5 |
Balance Certificate
|
BHD 5 |
Reactivating dormant account
|
BHD 5 |
|
|
| Statement Copy / Other Documents |
|
| 1 to 3 years |
BHD 2 per page |
| Over 3 years |
BHD 3 per page |
| Hold Mail |
BHD 2 p.m. |
| Duplicate loan statement |
BHD 10 |
| |
|
